• Health Insurance

Choosing health insurance is easier when you understand the three terms that shape most of your costs: premium, deductible, and provider network. The premium is the amount you pay each month to keep your coverage active. The deductible is generally the amount you pay for covered care before your plan begins paying a larger share. A provider network is the group of doctors, hospitals, pharmacies, and specialists that have agreed to work with the plan.…

• Health Insurance

With coronavirus cases spiking across the country and the U.S. officially in a recession, it’s more important now than ever to make sure you have health insurance to protect yourself and your loved ones. Unfortunately, with millions of Americans left unemployed due to COVID-19-related closures and with many others struggling financially, far too many people could find themselves without coverage. If you’re one of the uninsured, you have a few different options for getting covered…

• Health Insurance

Covid-19 has disrupted industries all across the globe, perhaps none more than the Healthcare industry. Hospitals incurred costly preparations for Covid-19 patients and big hits to revenue from reductions in nonurgent care patients. Investors who cannot see past the temporary disruption to HCA Healthcare Inc’s (HCA) operations are in the Danger Zone. I think there’s great value in this Long Idea. I previously made HCA Healthcare a Long Idea in December 2018. Since then, the…

• Health Insurance

Most plans have an initial waiting period of 30 days, post which, covid-19 would be covered, unless it was a pre-existing condition I am a senior citizen living in the US with my son. I travelled here in February and have a return ticket for July-end. If the travel restrictions are lifted, can I travel back to India with a travel insurance that can cover any covid-19-related eventuality? Will travel insurance also cover costs for…

• Health Insurance

Believe it or not, but running a business is no easy feat, whether it be the corporate sector or healthcare. It is more like a journey of hurdles and challenges, especially in healthcare, since you have to rescue people from deadly diseases. With the rising demand for healthcare services, many people are trying their luck with healthcare businesses. They are attempting to solve the nation’s healthcare challenges, which is not a child’s play. Healthcare businesses…

• Health Insurance

Many workers are at risk of being furloughed during COVID-19 — even if they’re not infected — the ongoing pandemic poses another worry: What happens to that employer-based health coverage when the employer closes the business? Simply losing a job, even temporarily, is bad enough, and the queue for unemployment benefits can seem to stretch beyond the horizon. But by one estimate, 28 million Americans also could have lost their employer-based health insurance because of…

• Health Insurance

The coronavirus pandemic is exposing a central flaw in America’s health care system. In the early months of 2020, Americans were engaged in the perennial election-year debate over how to best reform the nation’s health care system. As usual, the electorate was torn and confused. Polling indicated that a small majority of likely voters favored a new universal system that would cover everyone. But that support evaporated when it was made clear that any such…